vous pouvez me contacter

15.1 Reimbursement shall be paid following the Company's approval of the expenses as being covered by the insurance after a fully completed Claim Form has been submitted to the Company together with the original, receipted and itemised bills and / or other relevant documentation such as medical information and aeroplane tickets / travel documents.

15.2 In no event shall the amount of reimbursement exceed the amount shown on the bill. If the insured receives reimbursement from the Company in excess of the amount to which he / she is entitled, the insured shall be under the obligation to repay the Company for the excess amount immediately. Subsequent reimbursement made by the Company shall first be written down by any such outstanding amount.

15.3 Reimbursement payments shall be limited to the usual, customary and reasonable charges in the area or country in which the treatment is provided.

15.4 The Company shall be notified immediately in case of death, hospitalisation, emergency repatriation, medical evacuation, or accompaniment, and such notification must include medical information about the illness / injury. Notification should be made by telephone or email to the Company's 24-hour Emergency Service; the Company shall defray all expenses incurred in this connection.

15.5 Claims shall be reported to the Company immediately and no later than 30 days after the expiry of the insurance.

15.6 Complaints regarding the Company's claims handling shall be filed no later than 30 days after receipt of the reimbursement amount.

Art 1 - Acceptance of the insurance	Art 11 - Personal accident
Art 2 - Date of commencement	Art 12 - Baggage
Art 3 - Who is covered by the insurance?	Art 13 - Delayed baggage
Art 4 - Where is cover provided?	Art 14 - Exceptions for compensation
Art 5 - What is covered by the insurance?
Art 6 - Medical expenses	Art 16 - Cover by third parties
Art 7 - Medical evacuation	Art 17 - Payment of premium
Art 8 - Return trip	Art 18 - Necessary information to the Company
Art 9 - Compassionate emergency repatriation	Art 19 - Assignment, cancellation and expiry
Art 10 - Next-of-kin accompaniment and compassionate emergency visit	Art 20 - Disputes, venue, etc

Cover and benefits

IHI Business Travel

Policy conditions

Travel insurance within the Schengen area (eg for people applying for an entry visa to the Schengen area with an insured amount of at least 30,000 euros)

Travel insurance for individuals travelling for pleasure, studies or business trips

Seguro de viaje para los negocios (la compañía decide quién puede ser cubierto, incluyendo los miembros del consejo directivo, esposas, hijos y invitados - con un mínimo global para toda la compañía de 200 días al año)

Seguro de viaje - particulares con cobertura mundial para todo tipo de viajes: de placer, de estudios o de negocios

Telephone	(+34) 91 8043802
Mobile	(+ 34) 609 522 300
Fax	(+ 34) 91 8032484
email	*saniprof@mail.ddnet.es*

Index

main index / índice principal

Disclaimer / Aviso

A Coruña	Álava	Albacete	Alicante	Almería	Asturias	Ávila	Badajoz	Balearic Islands	Barcelona	Burgos	Cáceres
Cádiz	Cantabria	Castellón de la Plana	Ceuta	Ciudad Real	Córdoba	Cuenca	Girona	Granada	Guadalajara	Guipúzcoa	Huelva
Huesca	Jaén	La Rioja	Las Palmas	León	Lleida	Lugo	Madrid	Málaga	Melilla	Murcia	Navarra
Ourense	Palencia	Pontevedra	Salamanca	Segovia	Sevilla	Tarragona	Tenerife	Teruel	Toledo	Valencia
Valladolid	Vizcaya	Zamora	Zaragoza	Dental insurance policies	Sanitas Health Plan Classic	Sanitas Multi	Sanitas Mundi	Sanitas Health Plan Complete

Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

Suscrita Póliza de Responsabilidad Civil Profesional conforme a lo dispuesto en la Ley de Mediación de Seguros Privados

Inscrita en la DGS con el número...