IHI International health and hospital plan - Cover of your expenses - BUPA Group - worldwide medical cover

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Protection...	Sanitas - health and dental insurance plans in Spain	Translations (normal / sworn)

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Protección...	Seguros médicos y dentales	traducciones (normales / juradas)

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IHI International Health and Hospital Plan (2007) ( Castellano )

Waiting periods

In the event of an acute, serious illness or injury, the cover will come into force immediately on the policy commencement date. Under other circumstances, there will be a waiting period of four weeks from the policy commencement date - subject to the following exceptions:

* if you switch to IHI from another equivalent international health insurance plan with another company, the cover will come into force immediately on the policy commencement date

* The waiting period is 12 months in connection with pregnancy and childbirth. After the waiting period, newborn babies are covered from birth provided that a birth certificate is sent to IHI no more than three months after the birth

* in case of orthodontics, the waiting period is 24 months

If you subsequently upgrade your cover eg if you add an additional module, the waiting period will again apply under the new module.

During the waiting period, the previous cover applies.

Para pedir una cotización o una aclaración / For a quote or details:
email	*saniprof@mail.ddnet.es / dmh@e-consultas.com*
Fax:	(+ 34) 91 8032484
Teléfono / 'phone:	(+ 34) 609 522 300

This glossary with definitions is part of the Policy Conditions

Acute serious illness	Anniversary date	Applicant	Application
Claim	Commencement date	Deductible	Documents
Due date	Hospitalisation	Insurance	Insured
Normal occupation	Outpatient	Policy conditions	Policyholder
Policy schedule	Pre-existing condition	Reimbursement rates	Renewal
Serious injury	Special terms	Standard terms	Subrogation
Surgery	Terminal phase	Waiting period

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Cádiz	Cantabria	Castellón de la Plana	Ceuta	Ciudad Real	Córdoba	Cuenca	Girona	Granada	Guadalajara	Guipúzcoa	Huelva
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Valladolid	Vizcaya	Zamora	Zaragoza	Dental insurance policies	Sanitas Health Plan Classic	Sanitas Multi	Sanitas Mundi	Sanitas Health Plan Complete