IHI International top-up plan Policy conditions. Who is covered by the insurance? / international health insurance / seguros médicos y de viaje / worldwide medical cover

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IHI International Top-Up Plan (2007) ( Castellano )

Art 4. Who is covered by the insurance?

4.1 The insurance shall cover the insured person(s) named in the policy schedule including children under 16 (sixteen) years of age registered therein.

Children under 16 (sixteen) years of age can be insured free of charge if the requirements for acceptance on standard terms, cf Art 1.2, are met

4.2.1 Free cover of children shall furthermore be subject to:

* the child being registered with the Company

* one of the insured persons having legal custody of the child, and

* the child being registered at the same address as the insured having legal custody of the child

4.3 An application must be submitted for newborn children

4.3.1 If the insurance of 1 (one) of the parents has been valid for a minimum of 12 (twelve) months, newborn children of the parent can be insured irrespective of Art 1.2 without submitting an application, cf however, Art 8.2 (h). A copy of the birth certificate must, however, be submitted within 3 (three) months after the birth.

4.3.2 In case of adoption, the insured must submit a Medical Questionnaire for the adopted child.

Glossary

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Basic Dental & Optical cover	Childbirth	Chiropractor	Cover of your expenses - waiting periods
Critical Illness	Dental & Optical	Eligibility and some key benefits	Eye and ear specialists
Extended Dental % Optical cover	General Practitioners	Glossary	Health resort and convalescence
Hearing aids	Home nursing	Hospital treatment	Hospitalisation and treatment during hospitalisation etc
How is the premium paid?	List of Reimbursements	Local transport by ambulance	Manage your policy online
Medical evacuation and repatriation	Medicine	Organ transplant	Osteopath
Other medical assistance	Other specialists	Other treatment	Personal Accident
Physiotherapist	Policy Conditions	Rehabilitation

Art 1. Acceptance of the insurance	Art 2. Commencement date	Art 3. Waiting periods in connection with new insurance contracts and extension of cover	Art 4. Who is covered by the insurance?
Art 5. Where is cover provided?	Art 6. What is covered by the insurance?	Art 7. Medical evacuation and repatriation	Art 8. Exceptions for reimbursement
Art 9. How to report a claim	Art 10. Cover by third parties	Art 11. Payment of premium	Art 12. Information necessary to the Company
Art 13. Assignment, cancellation and expiry	Art 14. Disputes, venue etc		Glossary

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