since 2/2000
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IHI International Top-Up Plan (2007) ( Castellano )
Waiting periods
In the event of an acute, serious illness or injury, the cover will come into force immediately on the policy commencement date. Under other circumstances, there will be a waiting period of four weeks from the policy commencement date - subject to the following exceptions:
* if you switch to IHI from another equivalent international health insurance plan with another company, the cover will come into force immediately on the policy commencement date
* The waiting period is 12 months in connection with pregnancy and childbirth. After the waiting period, newborn babies are covered from birth provided that a birth certificate is sent to IHI no more than three months after the birth
* in case of orthodontics, the waiting period is 24 months
If you subsequently upgrade your cover eg if you add an additional module, the waiting period will again apply under the new module.
During the waiting period, the previous cover applies.
| Para pedir una cotización o una aclaración / For a quote or details: | |
| saniprof@mail.ddnet.es / dmh@e-consultas.com | |
| Fax: | (+ 34) 91 8032484 |
| Teléfono / 'phone: | (+ 34) 609 522 300 |
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